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Proof of Reserves #49: Verifiable Assets and Customer Protection in Any Market Condition

OKX has published its 49th monthly Proof of Reserves report, showing reserve ratios of 108% for BTC, 101% for ETH, 106% for USDT and 100% for USDC. Total assets held in OKX wallets in BTC, ETH, uSDT and USDC are US$27.88 billion. Customers can review the report, verify their balance and examine the on-chain data supporting it.

Resilience starts with assets customers can verify

We are committed to our consecutive PoR reporting because conditions change frequently in the crypto space. Customers need to know that the assets backing their balances can be independently checked.

OKX has published Proof of Reserves every month since November 2022. Each report provides reserve ratios for individual assets, rather than only a combined total. This enables customers to see the backing for the specific assets they hold.

The goal is straightforward: customers should not have to rely solely on an exchange’s representations about reserve backing. They should have the information and tools to check.

Built through multiple market cycles

OKX has operated for 13 years through multiple market cycles. That experience informs how we approach customer protection: transparent reporting, risk management, account security and platform stability must work together. Proof of Reserves is one part of that approach. It provides a recurring, verifiable record of reserve backing. It also gives customers a clear way to assess a platform during any market condition.

Protection beyond Proof of Reserves

Proof of Reserves addresses the question of whether customer assets are backed. Account protection addresses a different risk: unauthorized access to an account.

OKX Shield, available in select markets, helps eligible customers strengthen account security through measures including passkeys, large-withdrawal protection, web-withdrawal protection, transaction verification and device-security checks.

For eligible losses caused by unauthorized third-party account takeovers, OKX Shield may provide reimbursement of up to US$100,000 for regular users and up to US$500,000 for eligible VIP customers. The program is voluntary, discretionary and not insurance. Eligibility, exclusions and claim outcomes are subject to the applicable terms and conditions.

Together, Proof of Reserves and OKX Shield give customers two distinct forms of protection: verifiable information about asset backing, and tools that help protect against unauthorized account access.

*OKX Shield is a voluntary, discretionary goodwill program and is not insurance. Account protection is subject to applicable terms, conditions, eligibility requirements, exclusions and case review. Availability varies by jurisdiction.

Disclaimer
This content is provided for informational purposes only and may cover products that are not available in your region. It is not intended to provide (i) investment advice or an investment recommendation; (ii) an offer or solicitation to buy, sell, or hold crypto/digital assets, or (iii) financial, accounting, legal, or tax advice. Crypto/digital asset holdings, including stablecoins, involve a high degree of risk and can fluctuate greatly. You should carefully consider whether trading or holding crypto/digital assets is suitable for you in light of your financial condition. Please consult your legal/tax/investment professional for questions about your specific circumstances. Information (including market data and statistical information, if any) appearing in this post is for general information purposes only. While all reasonable care has been taken in preparing this data and graphs, no responsibility or liability is accepted for any errors of fact or omission expressed herein.

Digital Assets subject to volatility and not insured. Not financial/investment advice. Not all products and services offered in all regions. Exclusions and T&Cs apply.

© 2026 OKX. This article may be reproduced or distributed in its entirety, or excerpts of 100 words or less of this article may be used, provided such use is non-commercial. Any reproduction or distribution of the entire article must also prominently state: “This article is © 2026 OKX and is used with permission.” Permitted excerpts must cite to the name of the article and include attribution, for example “Article Name, [author name if applicable], © 2026 OKX.” Some content may be generated or assisted by artificial intelligence (AI) tools. No derivative works or other uses of this article are permitted.

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