Who can apply for the OKX Card, and how do I apply?

Published on Oct 28, 2026Updated on Oct 28, 20262 min read

Which states and territories are supported?

OKX Card is available to eligible US customers in select states and territories excluding Massachusetts, New York, American Samoa, Guam, the Northern Mariana Islands, or the U.S. Virgin Islands.

What do I need to be eligible?

You must meet three requirements:

  • Completed OKX Exchange KYC (identity verification)

  • An active OKX Pay account

  • Pass the card pre-screening checks at the time of application

Your Exchange account must be active, unrestricted and in good standing.

Can I apply without identity verification?

No. You must complete Exchange KYC before applying for a card.

What crypto do I need to hold?

You need a balance of USDC, USDT, or USDG in your OKX Pay account. These are the supported stablecoins for the card program.

How do I apply?

You can apply directly in the OKX app:

  • Complete Exchange KYC if you have not already

  • Set up your OKX Pay account

  • Open the Card application flow in the OKX app.

  • Review and sign the cardholder agreement

  • Select your repayment method: Autopay or Manual repayment.

  • Your virtual card will be issued immediately upon approval.

How long does the application take?

The application requires you to maintain an OKX account and OKX Pay wallet. Once those features are enabled and you apply for the card, OKX will validate your information and run instant risk checks. Users will typically receive their virtual card immediately upon completion of these checks, if approved.

Disclaimer

Digital Assets subject to volatility and not insured. Not financial/investment advice. Not all products and services offered in all regions. Exclusions and T&Cs apply.
This content may cover products that are not available in your region. It is not (i) investment advice or recommendations; (ii) an offer or solicitation to buy, sell, or hold digital assets, or (iii) financial, accounting, legal, or tax advice. Digital asset holdings, including stablecoins and NFTs, involve high risk, can fluctuate greatly, and are not FDIC insured. You should consider whether trading or holding crypto/digital assets is suitable for you and consult your advisors for questions about your circumstances. While reasonable care has been taken in preparing informational data and graphs, no responsibility or liability is accepted for any errors or omissions.
Certain cryptocurrencies, services, and products are not available to users located in the United States and may be restricted depending on the state in which you reside. See OKX's US Risk & Compliance Disclosures for more information. OKX INC. ("OKX US") operates under the OKX brand and is a federally registered money service business and a state licensed money transmitter (NMLS ID: 1767779). Users of OKX US are subject to the restrictions and terms contained in the U.S. Terms of Service. Foreign entities affiliated with OKX US use the OKX brand to offer services and products to non-US users. US users are expressly prohibited from accessing any of those foreign products and services.