Earn Up to 10% APR on RLUSD
Starting 21 July, OKX users can subscribe RLUSD to the new APR Boost campaign and earn 10% APR on the first $2,000 RLUSD they hold, until 20 August 2026. Rewards are paid in RLUSD or XRP, whichever you prefer.
What is RLUSD?
RLUSD is Ripple's U.S. dollar-backed stablecoin — NYDFS-regulated, 1:1 USD-pegged, and built for institutional cross-border payments. It runs natively on the XRP Ledger and Ethereum, and can be converted back to USDC or USDT at any time with zero redemption fees.
The offer
10% APR on your first $2,000 RLUSD subscribed running 21 July to 20 August. After the promo window, your balance continues earning at the standing rate: 4.1% APR (VIP) / 3.5% APR (retail), still the highest RLUSD earn rate in the market.You choose how your rewards are paid. Select RLUSD to compound your stablecoin balance, or select XRP to add to your Ripple-ecosystem holdings. The choice is made at subscription and can be updated.
Why now?
At its standing rate, RLUSD sits roughly in line with other stablecoin earn products on OKX. The 10% APR boost changes that equation entirely for 31 days, it's the highest RLUSD earn rate available anywhere in the market.RLUSD also qualifies as margin collateral on OKX with a 0.98 discount rate and a $40M cap per sub-account — making it useful beyond just earning.
How to get started
Go to Explore > Stable Rewards in the OKX app
Select RLUSD Rewards
Tap "Trade to RLUSD" and buy RLUSD on the Spot market
Subscribe your RLUSD and choose your reward currency: RLUSD or XRP
The 10% APR applies to the first $2,000 RLUSD subscribed per user during the promo window (21 July – 20 August 2026). After the promo period, the standing rate of 4.1% APR (VIP) / 3.5% APR (retail) applies. APR rates are variable and subject to change. Not all OKX products and services are available in all regions.
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